American Progressive Life & Health Insurance Co of New York

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Looking for Senior Insurance products at a competitive price? Then you can simply think of visiting American Progressive Life And Health Insurance Company Of New York, Inc. which was founded in 1945. The company has been offering senior supplemental health and life insurance products in the United States for more than 70 years.

What Senior Insurance Plan Company Does offer?

They bring Medicare supplement plan for the people over age 50 years and also for retired persons. With the mean of its plan, you are able to get complete coverage for copayments, deductibles, and outpatient expenses. This plan includes:

Senior Whole Life: If the policyholder dies then the insurance company will pay funeral and burial expenses.

Senior Dental Insurance: In case policyholder requires dental treatment then the cost of this treatment will be fully covered by the company.

Hospital Indemnity Insurance: The main purpose of this plan is to help policyholder meet hospital expenses.

Acute Care: When a person gets old then he becomes a victim of diseases. This plan is designed to help policyholder cover all the expenses involved in his recovery process. Treatment covers recovery cost from a surgery, injury and acute illness.

What makes This Company a Better Choice?

American Progressive is a proud member of  “Universal American – A Healthy Collaboration” network, therefore it offers a good quality product to its customers. The company is bringing its valuable product to serve the needs of an American citizen at the age of 50 since 1945. They render Medicare supplement plans at very competitive market rates.

 The licensed insurance providers of this company have extensive market experience. They know what others are offering and how to enhance their own customer satisfaction by offering them something better and cost-effective in comparison to other company. They are well-aware of needs and requirements of retired and senior citizens of America because they have been working with them for more than 70 years. Therefore, they know how to make a perfect senior insurance plan which best meets and exceed the requirement of their clients.  

American Progressive Life & Health Insurance Co of New York Insurance Products Details

Here are four main plans which you get from this company.

Medicare Advantage with Drug Coverage:

It is Medicare Part C which is commonly named as Medicare Advantage or MA plans. It is a kind of insurance plan which combines Original Medicare Part A and Part B into one health insurance plan. The company offers Medicare Part C and prescription drug coverage Part D under this plan roof. The good thing about this plan is that you would get some extra services (which you might not get an Original Medicare Plan )such as vision, hearing, dental and wellness programs.

In simple words, this insurance plan comprises of Part A, Part B, and Part D.

Medicare Advantage without Drug Coverage:

This plan brings part A and Part B benefits for the insurance holder. You will avail benefits associated with Part A and Part B into one bundled plan. It doesn’t include drug coverage benefits.

Prescription Drug Plans (part D):

When you need insurance for your prescription drugs then this plan suits your needs. You can combine it with other Medicare plans as well. You can either opt for Medicare Advantage or Medicare supplement depending on your needs and preference.

Medicare Supplement / Medigap

This kind of insurance plans covers all those costs which are not a part of Original Medicare Part A and Part B. They comprise of deductibles, copays, and coinsurance. They are named as Medigap because it fills the gap you can find in Part A and Part B.

American Progressive Life & Health Insurance Co of New York offers 11 different kinds of Medicare Supplement plans.

  1. Supplement Plan A: requires a monthly premium of $98-$270
  2. Supplement Plan B: requires a monthly premium of $126-$292

Benefits: Part A deductibles

  • Supplement Plan C: requires a monthly premium of $159-$303

Benefits: Part A deductibles, Part B deductibles, Skilled Nursing Facilities, Foreign Travel Emergency

  • Supplement Plan D: requires a monthly premium of $156-$207

Benefits: Part A deductibles, Skilled Nursing Facilities, Foreign Travel Emergency

  • Supplement Plan F: requires a monthly premium of $151-$344

Benefits: Part A deductibles, Part B deductibles, Skilled Nursing Facilities, Foreign Travel Emergency, Part B Excess Charges

  • Supplement Plan F high deductibles: requires monthly premium $31-$94

Benefits: Part A deductibles, Part B deductibles, Skilled Nursing Facilities, Foreign Travel Emergency, Part B Excess Charges

  • Supplement Plan G: requires monthly premium $126-$310

Benefits: Part A deductibles, Skilled Nursing Facilities, Foreign Travel Emergency, Part B Excess Charges

  • Supplement Plan K: requires a monthly premium of $58-$151

Benefits: Part A deductibles (50%), Skilled Nursing Facilities (50%)

  • Supplement Plan L: requires monthly premium $92-241

Benefits: Part A deductibles (75%), Skilled Nursing Facilities (75%)

  1. Supplement Plan M: requires a monthly premium of $129-$284

Benefits: Part A deductibles (50%), Skilled Nursing Facilities, Foreign Travel Emergency

  1. Supplement Plan N: requires a monthly premium of $100-$240

Benefits: Part A deductibles, Skilled Nursing Facilities, Foreign Travel Emergency

What are Address and Contact number of  American Progressive Life & Health Insurance Co?

Customer Service phone number: 1-877-504-3918

Mailing Address:

Universal American Policyholder Services

P.O. Box 130

Pensacola, FL 32591

Will American Progressive Insurance Company Payout my Claim?

Before you get an insurance plan, it is suggested to inquire about the financial situation of the company. American Progressive Life & Health Insurance Co of New York has got B++ financial rating from A.M. Best rating. It means that you can trust in their plans. They will pay out your claim whenever you submit one in the future.  With its financially sound situation, it won’t delay any payment and therefore you won’t have to face any kind of unnecessary payment delay.

Wrap Up:

American Progressive Life & Health Insurance Co of New York brings high-quality senior insurance product plans. Depending on your health situation, you can pick a plan that meets all your requirements. Interestingly, the company offers various Medicare supplements plans that match your budget. Still, need some information? Feel free to ask.